Global insurance group

Our team has advised on over 200 insurance industry company financing transactions including IPO’s, common stock, convertible preferred, hybrids, surplus notes, high grade debt, high yield debt, bank debt and contingent capital offerings. We advise our clients on effective strategies designed to drive the absolute best pricing and terms to achieve the lowest possible cost of capital. We also have a leading capability on assisting clients with new company formations including de novo reciprocal, primary insurer, reinsurer and MGA formations. We pride ourselves on our ability to objectively evaluate all forms of capital which includes traditional financing as well as traditional and collateralized reinsurance (quota share, excess-of-loss, loss portfolio transfers, adverse development covers) and insurance-linked securities.

HCMA is an expert in structuring, placing, and servicing insurance-linked securities (“ILS”). HCMA’s ILS team has been involved in over 50 Cat Bonds, Sidecars and other ILS securities (Fund Raising, Lloyd’s FAL, etc.) and is fully integrated with our Traditional Broking, Analytics and Advisory teams in delivering expert advice to Howden’s clients and prospects. Our distribution desk has an encompassing approach to trading catastrophe risk, including industry loss warranties (“ILWs”) and parametric products in both derivative and reinsurance form. We are committed to being a leader in the ILS Market across the full suite of products and our expertise has been recognized by Trading Risk as both the industry’s 2022 and 2023 Broker-dealer of the Year.